🕗Current Mortgage Rates in New York County, NY: Accurate as of 9/12/2023 9:30 AM (CT)

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Tuesday, September 12, 2023 12:55 PM | NYC Exclusive Apartments

Current Mortgage Rates in New York County, NY: Accurate as of 9/12/2023 9:30 AM (CT)

CREDIT: Wells Fargo Home [email protected]

Welcome to your one-stop destination where we unravel the secret code to understanding and leveraging the current mortgage rates in New York County, NY. Let’s embark on this journey to financial optimization with Syd Harewood, your trusted guide in the real estate landscape.


In this ever-evolving real estate market, it is pivotal to stay updated with the latest mortgage rates to make informed decisions. Here, we delve deep into the nuances of the mortgage rates available in New York County as of September 12, 2023, providing you with the most optimized and up-to-date information.

Why This Guide is a Must-Read

  • Real-world insights: Get a grasp of the real estate market with data as recent as 9/12/2023.
  • Expert tips and techniques: Syd Harewood shares valuable insights garnered from years of experience in the field.
  • Personalized approach: Tailored advice to suit different financial profiles and needs.

Breaking Down the Current Mortgage Rates

Understanding the mortgage rates is the first step to making a wise investment decision. Let’s break down the rates based on loan types and other parameters.

Conforming Loans

  • 7-year/6-month ARM
  • Interest Rate: 7.000%
  • Discount Points: 0.500
  • APR: 7.651%
  • 30-year Fixed
  • Interest Rate: 7.250%
  • Discount Points: 0.875
  • APR: 7.382%
  • 15-year Fixed
  • Interest Rate: 6.500%
  • Discount Points: 0.000
  • APR: 6.687%

Jumbo Loans

10-year/6-month ARM
  • Interest Rate: 6.125%
  • Discount Points: 0.750
  • APR: 6.873%
  • 30-year Fixed
  • Interest Rate: 6.375%
  • Discount Points: 0.875
  • APR: 6.471%

Note: The rates mentioned are for purchase loans only.

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Analyzing the Data

Let’s delve deeper and analyze what these numbers mean for prospective buyers and how you can leverage this information to your advantage.

Understanding Interest Rates and APR

  • Interest Rate vs. APR: Learn the difference and what it means for your loan.
  • Discount Points: Understanding the role of discount points in your loan terms.

Expert Tips

  • Syd Harewood’s Insights: Leveraging years of experience to provide you with tips that can save you money.
  • Optimization: Learn the secret code to optimizing your mortgage plan.


In the dynamic landscape of New York’s real estate market, staying updated with the current mortgage rates is not just beneficial, it’s essential. This guide aims to equip you with the knowledge and insights needed to navigate this landscape successfully.


For more insights and personalized guidance, feel free to reach out to me at 📞646-535-3819 or visit www.nycexclusiveapts.com Your pathway to optimized real estate investments awaits!

Remember, this guide is not just about winning; it’s about attaining absolute power in understanding the mortgage landscape, and becoming great at making informed decisions. Stay tuned for more insights and always be ready to learn, explore, and grow with us. Let’s unlock the secrets to a successful real estate journey together!

For more articles like this, explore our Blog.

Syd Harewood is a real estate professional with a passion for NYC’s architectural gems. For inquiries, call or message Syd Harewood at 📞646-535-3819. Experience the finest in NYC real estate with Syd’s expert guidance and deep knowledge of the city’s most exquisite properties.

We hope you found this information helpful. If you have any other questions or need more details, feel free to contact us.


Sydney Harewood.,Lrsp, LEVEL. 5 West 37th Street | New York, NY 10018 | Tel: 646-535-3819

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Sydney Harewood
Licensed Real Estate Salesperson
New York City
We are LEVEL
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